2086 County Road 1239 Tuttle, OK 73089
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About this home
Curious how you can earn 1% of your loan amount back in lender credits? Let’s talk! These credits can be applied toward your rate buy-down, closing costs, appraisal fees, or other eligible expenses—helping you save more at the closing table. Versatile Country Living with Dual Residences Welcome to an exceptional property offering not just one, but two beautifully appointed homes on nearly an acre in the Bridge Creek Heights community. Whether you're looking for multi-generational living, a guest retreat, or income potential, this setup delivers flexibility, comfort, and value. The primary residence features a spacious 3-bedroom, 2-bath layout with an open-concept design, wood-look tile flooring throughout, and a large walk-in closet in the primary suite. Large energy-efficient windows fill the home with natural light, creating a bright and welcoming atmosphere. Just steps away, the brand-new modular home serves as a fully equipped accessory dwelling unit with 2 bedrooms and 2 bathrooms—perfect for extended family, guests, or rental use. Modern finishes and thoughtful design make it a standout addition to the property. Outside, enjoy a fully fenced yard with a metal building shop for hobbies or storage, an above-ground pool for summer fun, a playset for the kids, and a storm shelter for peace of mind. The wooded backdrop behind the fence adds privacy and a touch of nature to your everyday views. Located in the Bridge Creek School District with easy access to Edmond and surrounding areas, this property offers the rare combination of rural tranquility and modern convenience—all in one incredible package.
Source: MLSOK #1190661
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.