208a Bridgeview Ct Surf City, NC 28445
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About this home
Welcome to 208A Bridgeview Court, where the best parts of coastal living come together in a low-maintenance package just minutes from Topsail Island. Located second row from the Intracoastal Waterway in a quiet community, this home offers water access, oversized balconies for catching sunset views, and the kind of layout that just works — whether you're looking for a full-time home, weekend getaway, or a smart long-term investment. The open floor plan features 11-foot ceilings, easy-care LVP flooring, a well-appointed kitchen with granite countertops, stainless appliances, pantry, and a breakfast bar that connects right into the living area. The owner's suite includes dual vanities and a tiled walk-in shower, and the entire home is filled with natural light. There are no shared walls here, plus you'll find extra guest parking, installed gutters, and a partially fenced yard for added convenience. The community gazebo is perfect for launching a kayak, casting a fishing line, or simply relaxing by the water. This property is currently leased at $2,900 a month and located in a rental-friendly community that allows mid- to long-term rentals (30-Day Minimum). A great fit for 1031 exchange buyers or anyone planning ahead for a future move to the coast. Easy access to local restaurants, shopping, and all the charm that makes Surf City such a draw. With a recent $25,000 price reduction, this is one of Surf City's most compelling offerings!
Source: NORTHCAROLINAREGIONAL #100510731
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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