209 Sage Derby Dr Hutto, TX 78634
Your savings
About this home
SEE VIDEO TOUR linked or web search address!! It doesn’t hardly get better in Star Ranch than this! This 2020 build, rare full 5 bedroom, 3 full bath layout in the beautiful golf course community of Star Ranch is an absolute must see. Features include: All replaced LVP flooring downstairs, gas appliances, fresh touch up paint and spotlessly maintained, no neighbor behind, guest bedroom downstairs and full bath down, primary bedroom/bathroom upstairs with 3 more guest rooms and another full bath and a loft, and open concept layout. This home has no neighbors behind it’s huge, private back yard, and numerous kitchen and bathroom upgrades from new. Tons of natural light fills the oversize living room in this East facing home, and enjoy the sunset on your covered patio. This home is an easy commute almost anywhere, being extremely close to SH130, and SH45. Employers like Dell, Samsung, Tesla, Amazon, and numerous others are an extremely quick 15 minute drive away, and you can practically walk to the new HEB. This community does feature it’s own golf course, community pool (with lap lanes), as well as beautiful walking trails and a serene lifestyle. Don’t miss the opportunity for this one, it will not last long!
Source: ACTRIS #1620005
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.