209 Woods Dr Columbia, TN 38401
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About this home
Welcome to this stunning mid-century modern home in beautiful Columbia, Tennessee! Known for its charming downtown, scenic countryside, and strong sense of community, Columbia offers a laid-back lifestyle with easy access to shopping, dining, and outdoor recreation. Whether you’re enjoying a stroll around the historic town square or exploring local parks and trails, Columbia blends small-town charm with modern convenience. This thoughtfully designed home features vaulted ceilings with exposed beams throughout the main living area, exuding warmth and architectural character. The spacious living room boasts floor-to-ceiling windows that flood the space with natural light and bring the outdoors in. An enclosed, temperature controlled front porch with large windows offers the perfect space for entertaining or relaxing year-round with plenty of natural light. Tucked away from the main living space are three comfortable bedrooms, two bathrooms and a laundry room. The primary suite features large pane windows overlooking the peaceful backyard—your own retreat to unwind. At one edge of the property flows Big Bigby Creek. With the back portion of the lot leading to the water, there's an opportunity to possibly enjoy fishing, wading, or simply listening to the tranquil flow. The front yard is fully fenced, ideal for pets or children to play freely. Behind the carport, the detached building currently serves as an office—offering flexible use as a guesthouse, studio, schoolroom, casita, granny-flay, or private retreat. 209 Woods Drive offers not only a home full of comfort and character but also a lifestyle rooted in nature, community, and Southern charm. All just minutes from the heart of Columbia and less than an hour to Nashville!
Source: REALTRACS #2930237
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.