209 Zonnie Ln Jacksonville, NC 28540
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About this home
Welcome to 209 Zonnie Lane, a beautifully maintained and move-in-ready home located in the heart of Jacksonville. This spacious 3-bedroom, 2.5-bathroom home with a bonus room over the garage and a two-car garage offers the perfect balance of comfort, style, and convenience. With 1,882 square feet of living space, this property provides plenty of room to enjoy everyday living. Step inside to find fresh paint throughout and brand-new carpet, giving the home a bright and welcoming feel. The layout features a large living room that flows seamlessly into the dining area and kitchen, creating an open concept that's perfect for entertaining family and friends. The kitchen offers ample cabinet space, a functional design, and a view of the backyard, making it both practical and inviting. The primary suite is a true retreat, complete with a spacious walk-in closet and private ensuite bathroom. Two additional bedrooms and a full bath provide comfortable accommodations for family, guests, or a home office. The bonus room above the two-car garage offers even more flexibility—ideal for a playroom, media room, gym, or guest suite. Outside, enjoy your morning coffee or weekend gatherings in the large fenced-in backyard, offering privacy and plenty of room for outdoor activities, pets, or a future garden. The home sits on a generous lot in a peaceful neighborhood, providing a quiet retreat while still being close to everything you need. Located just minutes from New River Air Station and the MARSOC compound, this home offers an easy commute for military members and quick access to shopping, dining, schools, and area beaches. Freshly updated, professionally cleaned, and ready for immediate move-in—209 Zonnie Lane checks all the boxes. Don't miss your chance to make this charming Jacksonville home your own. Schedule your showing today!
Source: NORTHCAROLINAREGIONAL #100539425
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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