20903 Ivymount Ter Ashburn, VA 20147
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About this home
Welcome home to 20903 Ivymount Terrace located within the highly desirable and convenient Ashburn Farm community! This well-maintained, updated modern townhouse boasts over 2,200 finished sqft with 4 spacious bedrooms, 3 full bathrooms, 1 half bathroom, kitchen with open-concept dining room, 2 family rooms, 2 assigned parking spaces, large storage room, private rear yard and a large deck. UPDATES: Freshly painted throughout (Duration/Sherwin Williams, 2025), New Furnace/HVAC (2023), Water heater (2022), Roof (2019), Deck (2021), Refrigerator (2024), Dishwasher (2025). The home is move-in ready! Flooring throughout has also been updated in recent years. The family room (main level) is a warm, inviting space with an abundance of natural light. The light LVP flooring extends throughout, into kitchen and dining room. The bright, spacious kitchen has contemporary white cabinets with plenty of storage, stainless steel appliances, lovely granite counter tops, backsplash and pantry. The kitchen provides access to the rear deck, freshly strained and ready for you to relax. The mature trees and shrubs provide privacy with views of the open space beyond. The upper level benefits from 3 bedrooms. The large primary bedroom has an ensuite bathroom and large closets. Each additional bedroom benefits from their own closets. The family bathroom completes the upper level of the home. The spacious family room on the lower level gives access to the private rear yard and patio area. This level has an additional full bathroom, large fourth bedroom with more storage closets for convenience – perfect for guests. There is a separate laundry area with updated washer and dryer and a large room housing the major systems, providing plenty of extra space for storage on this level. There are 2 assigned parking spaces (#21), conveniently located directly in front of the home. Some of the benefits of residing in this lovely community include the many local restaurants, cafes and stores, Ashburn Farm Market Center and being within very close proximity to main commuter routes 7, 28, 50. Stone Ridge High School is just a stone throw away. 3 miles to Metro Center Dr/Silver Line, minutes to Whole Foods Market, Cooper’s Hawk Restaurant and so much more. As part of the Ashburn Farm Association, residents benefit from 3 outdoor swimming pools and tennis courts as part of the amenities on offer. 20903 Ivymount Terrace awaits your visit, enjoy your tour! Scheduling an early tour is recommended.
Source: BRIGHT #VALO2106444
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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