2091 Hemlock Dr Spring Hill, TN 37174
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About this home
In the Heart of Spring Hill. This end unit offers spacious living spaces filled with natural light. The functional layout has 9' ceiling on the main level. Primary suite on the main level has new carpet, a walk-in custom Closets by Design and en-suite bath with double vanity. Large combination dining area-kitchen has granite counter tops and Whirlpool smooth top electric range/oven and new built-in microwave. All appliances convey including Maytag washer and dryer. There are two secondary bedrooms upstairs with one bedroom featuring lovely outside covered sitting balcony. There is a 12x10' loft with closet to meet your needs. Lots of storage with two separate attic storage spaces. Deck off of the kitchen, this end unit has an attached single 11'x22' car garage housing a personal home infrared sauna. This back entry garage has two designated parking spaces on Dupont Cove in addition to front parking on Hemlock Dr. Enjoy low-maintenance living with HOA covering maintenance/replacements of roof, building/unit exterior walls, foundation/structural elements, decks/porches, fencing, and all yard and commom area maintenance. 12 month rentals allowed. Community has neighborhood walking trails, is walking distance to Longview Rec Center, .50 mile to Longview Elementary School and convenient to everything Spring Hill has to offer.
Source: REALTRACS #2991856
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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