2094 Pilgrim Dr Woodbridge, VA 22192
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About this home
Spacious 4-Level Townhome with Modern Updates Welcome to this beautifully updated 4-level townhome offering the perfect blend of space, comfort, and convenience. With 3 bedrooms, 2.5 bathrooms, and nearly 2,000 square feet of living space, this home provides ample room for everyday living and entertaining. Step inside to find fresh paint throughout, new baseboards, and a stylish new backsplash that adds a modern touch to the kitchen. The lower level features brand-new luxury vinyl plank flooring, creating an ideal space for a recreation room, home office, or gym. Upstairs, you’ll find three well-sized bedrooms, including a comfortable primary suite, and multiple levels of flexible living space that make this home truly unique. Recent 2025 upgrades add even more value and peace of mind, including newly installed plantation shutters and wood blinds, professional landscaping in both the front and back yards, replacement and sanitation of attic insulation, all vents cleaned (including the laundry vent), updated ceiling fans throughout, an upgraded hallway bath, and a newly replaced walkway leading to the front door—enhancing both curb appeal and everyday comfort. Perfectly located with easy access to shopping, dining, and major commuter routes, this home combines everyday convenience with modern comfort—ready for you to move right in and make it your own!
Source: BRIGHT #VAPW2105942
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.