2095 Honey Ln Celina, TX 75009
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About this home
An extraordinary 1.5-acre single-story estate in one of the area's most prestigious gated enclaves offering refined luxury blended with everyday comfort. Set on a premium lot, this home is thoughtfully designed with high-end features including a reinforced tornado-safe room, motorized shades, a whole-home generator hookup, pest sealing, and integrated smart home technology with centralized WiFi and security. Grand double iron doors welcome you into a light-filled foyer that introduces the home’s elegant flow and upscale design. Hardwood floors, plantation shutters, and designer lighting enhance every space. The open-concept living area features wood-beamed ceilings, a gas fireplace, and custom built-ins, flowing seamlessly into a chef’s kitchen equipped with Sub-Zero and Wolf appliances, double ovens, Bosch dishwasher, Scotsman ice maker, pot filler, glass-front cabinetry, and an oversized island. A walk-through butler’s pantry adds convenience and storage. The primary suite offers an electric fireplace, wood beams, built-in coffee bar, and dual walk-in closets with laundry hookups. The spa-like bath includes a freestanding soaking tub, an expansive glass-enclosed shower, and double vanities with direct access to a private gym. Entertainment and versatility abound with a media room (projector and surround sound), wet bar, game room, dedicated study, Texas basement, and a laundry area with a dog wash station. Each secondary bedroom includes an en-suite bath, offering privacy and comfort for all. Outside, enjoy an expansive covered patio, heated pool and spa, fireplace, turf play areas, a poolside-access powder bath, fenced dog run, and a fully equipped outdoor kitchen with a grill, griddle, refrigerator, and sink. The oversized 4-car garage is finished with epoxy floors and built in storage. Every detail of this home has been intentionally curated to deliver a luxurious retreat that exceeds expectations.
Source: NTREIS #21012873
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.