2099 Club Lake Dr Orange Park, FL 32065
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About this home
Welcome to Eagle Landing - A Premier Golf Course Community with Resort-Style Living! This elegant 5-bedroom, 4.5-bath home is nestled in the highly sought-after Eagle Landing neighborhood, known for its championship golf course and incredible amenities. From the moment you enter the grand 2-story foyer, you'll be captivated by the home's timeless sophistication—featuring coffered ceilings, crown molding, chair railing, and a custom fireplace mantle that anchors the formal living space. Enjoy a layout designed for both comfort and style, with a formal dining room, spacious family room, and an upstairs loft perfect for a media space or game room. The gourmet kitchen boasts a breakfast bar, granite countertops, stainless steel appliances, recessed and pendant lighting, and a cozy breakfast nook with serene backyard views. Rich tile and hardwood flooring flow throughout, and the iron spindle staircase adds an extra touch of architectural charm. Step through the French doors o your private, fenced yard retreatcomplete with a covered, screened lanai and tranquil pond view, ideal for relaxing or entertaining. Eagle Landing offers a lifestyle like no other: golf course, clubhouse, resort-style pool with waterslide, cabana bar, tennis courts, dog park, playgrounds, and more. Don't miss this opportunity to own a luxurious home in one of the area's most desirable communities!
Source: REALMLS #2113271
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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