21 Barnsley Forest Dr Adairsville, GA 30103
Your savings
About this home
CHARMING CRAFTSMAN WITH IN-LAW SUITE AND FULL-SERVICE SALON SETUP IN POOLSIDE NEIGHBORHOOD! Situated on a LUSHLY LANDSCAPED CORNER LOT, this meticulously designed residence offers the perfect blend of timeless architecture and modern comfort. As you approach, you will be mesmerized by the quintessential Craftsman curb appeal of the facade, with handsome CEMENT SIDING and classic BRICK accents. Guests arrive at the front entry to be greeted into the warm and welcoming atmosphere of the main level footprint. The living room boasts SOARING CEILINGS and a romantic, GAS LOG FIREPLACE, providing a cozy ambiance to snuggle in on those chilly winter eves. EAT-IN KITCHEN features CERAMIC TILE FLOORING, STAINLESS APPLIANCES (including REFRIGERATOR), and handy PANTRY, and opens to a partially-covered PORCH, overlooking the FENCED BACKYARD - a laid-back setting to sip morning brew or host Fall gatherings! A spacious DINING AREA is also in place for more formal meals, and is open to the living room in a flawless flow. The generous OWNERS SUITE provides a peaceful escape, and is equipped with TRAY CEILINGS and WALK-IN CLOSET, as well as a spa-like ensuite with DUAL VANITY, JETTED TUB, and SEPARATE SHOWER. The secondary bedrooms on the main level are also generously-sized, and share a hall bath with tub/shower combo. The LOWER LEVEL could be utilized as a future IN-LAW SUITE. Currently in place is a 2ND LIVING ROOM with built-ins; FULL-SERVICE SALON AREA; BEDROOM; FULL BATH with stall shower; LARGE GAME ROOM; and STORAGE ROOM. (The lower level is not serviced by HVAC at the present time.) Located in a PICTURESQUE NEIGHBORHOOD with COMMUNITY POOL and PLAYGROUND in ADAIRSVILLE SCHOOL DISTRICT, convenient to I-75, schools, shopping, dining, and more! Welcome Home to 21 Barnsley Forest.
Source: FMLS #7665105
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.