210 Claridge Way Greer, SC 29651
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About this home
Do not miss out on this beautiful upscale neighborhood, an awesome cul-de-sac lot with mountain views from the front of the home, and multiple kinds of wildlife seen regularly in the field behind. Over 2700 sq. ft with 4 bedrooms, 3 1/2 baths, a billiard room, and a covered deck all provide a spacious premium living experience. Both the Primary bedroom and a secondary bedroom have private baths making this a flexible use home on the main level. The kitchen has granite countertops, 2 pantry closets, and the fridge is included. Ceiling fans are included in every room, plus there are hardwood stair treads and floors. Picture frame molding and crown molding are throughout the downstairs making this a very updated floor plan. A whole home surge protector has been added as part of the electrical panel box. Electrical outages are not a problem---a portable natural gas generator with gas hook up comes with the home. A sidewalk winds around to a back deck that stretches the length of the back of the house to the covered back porch. A gas Grill with a gas hook up comes as a nice extra. The 2 car garage has an exterior door that opens onto the sidewalk that leads to the 10X16 work shed that comes with lights, electrical outlets, a slider door and main door. The back yard has privacy and is fully sodded with a 7 zone sprinkler system. The exterior of the home is Hardie board and provides a crawl space comes with a dehumidifier and storage space. A VA loan is assumable at a very low interest rate.
Source: GREENVILLESC #1571905
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.