210 Lake Victoria Ct Englewood, FL 34223
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About this home
Welcome to the home you’ve been waiting for, located in the one-of-a-kind gated community of Stillwater. This highly sought-after neighborhood offers custom homes thoughtfully spaced apart on generous lots averaging 16,000 square feet, with HOA fees of only around $2,000 per year, no CDD, and a peaceful, established setting. This meticulously maintained 3-bedroom, 2-bath residence offers over 2,100 square feet of living space, highlighted by tall ceilings with tray details and an aquarium-style picture window overlooking the pool and tranquil water view. Pride of ownership is evident throughout. The primary suite is privately situated on one side of the home and features two walk-in closets, direct access to the pool, and a grand en-suite bathroom with dual vanities, a soaking tub, walk-in shower, and a separate private water closet. On the opposite side, two spacious guest bedrooms share a full bathroom, with one offering its own slider leading out to the pool area. The kitchen is beautifully appointed with 42-inch white cabinetry, granite countertops, a custom tile backsplash, and stainless-steel appliances, complemented by a large pantry for extra storage. The laundry room provides additional counter space—perfect for small appliances such as a coffee maker or toaster. Notable upgrades include a new AC (2022), new water heater (2023), and pool equipment updates in 2024, including the control board, pump, and salt generator. The home’s interior and exterior were freshly painted in 2023, and the garage now features suspended storage racks and a new epoxy-flake floor coating. This home is not in a flood zone, and benefits from being on the same power grid as the nearby hospital—meaning power is typically restored first in the event of an outage. Ideally located in the heart of Englewood, Stillwater residents enjoy proximity to the YMCA, Historic Dearborn Street, Englewood and Manasota Key beaches, local dining, shopping, and medical facilities. Experience the best of maintenance-free, gated community living—schedule your private showing today!
Source: STELLAR #N6140904
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.