2100 S Alleva Ct Accokeek, MD 20607
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About this home
This stately brick-front Colonial with a two-car garage sits proudly on a beautiful corner lot, framed by a hedge row and mature trees for privacy and charm Price IMPROVMENT!!! Inside, gleaming hardwood floors welcome you through the foyer. To the left, enjoy a formal living and dining room perfect for entertaining. To the right, a versatile space awaits—ideal for a home office, yoga studio, or library. A convenient half bath is also located on the main level. Washer and Dryer does not convey. At the heart of the home, the expansive kitchen shines with abundant counter space, a center island with cooktop and stainless-steel vent hood, and an oversized eat-in area. The kitchen flows seamlessly into the sunken family room, featuring an all-brick wood-burning fireplace and walkout access to the private rear yard. Upstairs, retreat to the spacious primary suite with a sitting area, walk-in closet, and a luxurious super bath. Three additional generously sized bedrooms and a full hall bath complete the upper level. The full finished basement adds even more living space with a large bedroom, full bath, and entertainment areas—perfect for guests, in-laws, or gatherings. ■ With an impressive 4,659 sq. ft. of living space, this home boasts elegance, versatility, and comfort, all within the sought-after Simmons Acres community. Amenities include: pool, bike and walking trails, and 24 hours security team that monitors (by car and foot) the development. An active newsletter, police department sponsored activities, movie nights, holiday activities, etc.
Source: BRIGHT #MDPG2167742
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.