2104 Mackinac Ln Crandall, TX 75114
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About this home
HUGE PRICE REDUCTION FOR A QUICK SALE!! FABULOUS 3 BEDROOM, 2 BATH HOME in CRANDALL, TEXAS and the highly-desirable Highbridge Subdivision! Fantastic Community Amenity Center with Pool, Splash Pond, Pergola covered sitting area, lounging area and Playground. LOOKING FOR YOUR FIRST HOME, INVESTMENT PROPERTY or DOWN SIZING? STOP HERE!! ROOF REPLACED 2025! Large open Living-Dining-Kitchen Floorplan with easy care wood-look luxury vinyl plank flooring in all main areas. The Chef's Kitchen comes with quartz countertops and backsplash, wide breakfast-serving bar, rich dark wood cabinets with pull knobs, deep stainless steel sink, four burner gas Range, built-in microwave, dishwasher and pantry. The spacious Living flows seamlessly into the Kitchen and Dining and large enough to accommodate a family sectional. Separate Laundry area with storage shelf and drip dry rod. Nice split Bedroom arrangement and private main Bedroom at the rear of the Home with walk-in closet, sink vanity and tub-shower combination. Front 3rd Bedroom, a great optional in-home Office, Guest Room or Work out area. Open back Patio, large 6 foot privacy fenced backyard with replaced metal posts, covered front porch and more! Schedule your Showing today!
Source: NTREIS #21035038
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.