21046 Passive Porch Dr Land O Lakes, FL 34637
Your savings
About this home
Welcome to this beautifully maintained and recently updated 5-bedroom, 3-bathroom home offering 2,455 sq. ft. of thoughtfully designed living space on an oversized lot nestled in the award-winning master-planned community of Connerton. Built in 2017, this home features a first-floor bedroom and full bath, perfect for guests or multi-generational living. The open-concept kitchen, dining, and living areas provide an ideal layout for both everyday comfort and entertaining. The kitchen boasts new stainless steel appliances (2024), a gas range, and a central island. Tile flooring extends throughout the main level, while the upstairs has been upgraded with laminate flooring in all bedrooms and hallways for a modern, cohesive look. The spacious primary suite includes a tray ceiling, a large walk-in closet, and a luxurious en suite bath with dual sinks, a soaking tub, and a walk-in shower. Three additional upstairs bedrooms offer versatility for family, home office, or guest use. An extended covered/screened patio area offers ample room for dining or an outdoor living room setup. Recent updates include fresh interior and exterior paint, a newly screened lanai, and a two-car garage. The home is also equipped with a 50-AMP cutover switch for generator hookup (generator not included, but negotiable). Ideally located just a 5-minute walk to Connerton’s clubhouse, residents enjoy access to resort-style amenities including pools, a splash pad, fitness center, café, walking trails, and playgrounds. This move-in-ready home combines modern updates, spacious living, and exceptional value—a truly rare find in Connerton!
Source: STELLAR #TB8436950
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.