2105 Trede Dr Austin, TX 78745
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About this home
Urban Hills Design presents a stunning reimagined home in the highly sought-after Cherry Creek neighborhood. Privately situated on a wide street with no direct back neighbors, this home blends modern elegance with timeless character. The exterior features a brand-new roof, smooth-finish stucco, a custom matching mailbox, and fresh landscaping for elevated curb appeal. Inside, natural light fills the open layout through double-pane windows and glass doors, creating an airy and inviting ambiance. The living room centers around a built-in soft-curve tiled electric fireplace, adding warmth and architectural character. Luxury vinyl plank flooring, designer lighting, and curated finishes flow seamlessly throughout. The kitchen is a true showpiece with European-style cabinetry, quartz countertops and matching backsplash, new stainless-steel appliances, and a custom curved vent hood wrapped in soft neutral tile. A thoughtfully designed wine and coffee bar extends the space—perfect for morning routines or evening entertaining. The primary suite offers a tranquil retreat, featuring a spa-inspired bathroom with marble and zellige tile, LED lighting, a custom glass panel, and a Delta shower system. Step outside to a private backyard sanctuary, where a newly built pergola and deck create the perfect space to entertain or unwind. The yard is enclosed by an 8-foot cedar fence and finished with a fresh concrete pad, pea gravel, and flagstone walkways. Located just minutes from South Austin’s favorite local spots—Armadillo Den, Moontower Saloon, and Lulu’s—you’ll enjoy live music, craft cocktails, and vibrant energy close to home. Outdoor lovers will appreciate Stephenson Nature Preserve nearby, while HEB and Whole Foods keep errands easy. This meticulously remodeled Cherry Creek residence by Urban Hills Design perfectly captures modern Austin living—schedule your private showing today.
Source: ACTRIS #2919850
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.