2108 Brookshire Estates Ct Plainfield, IL 60586
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About this home
Experience refined suburban living in this beautifully updated four-bedroom, two-and-a-half-bath residence nestled within the sought-after Westmere Lakes community of Plainfield. Perfectly positioned on a private cul-de-sac, this smart home blends modern sophistication with timeless comfort-offering over 2,400 square feet of curated living space. Step into a grand two-story foyer that sets the tone for the home's elegance, leading into a bright and airy floor plan designed for both relaxation and entertaining. The formal living and dining rooms feature crown molding and an effortless flow into the heart of the home-a stunning chef's kitchen with white shaker cabinetry, granite countertops, sleek stainless steel appliances, and a casual eat-in area. Adjacent, the family room exudes warmth with its floor-to-ceiling stone fireplace-a true statement piece. This high-tech residence is enhanced with Google Home integration, built-in Bluetooth speakers, and smart lighting throughout, offering seamless modern convenience. Upstairs, retreat to a luxurious primary suite boasting vaulted ceilings, a generous walk-in closet, and a spa-inspired bath featuring marble countertops, a tiled shower, and a deep soaking tub. The newly renovated secondary bath impresses with a double vanity and custom tilework.
Source: MRED #12502713
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.