2108 Charmond Dr Monroe, GA 30656
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About this home
Welcome to this beautifully built Craftsman-style home in Glen Cove, located on a spacious 1.024-acre lot just minutes from downtown Monroe. Offering 4 bedrooms and 3 full baths across 2,562 sq ft, this home blends timeless charm with thoughtful functionality. Inside, the main level features hardwood floors throughout, with a flexible office space, separate dining room, and a spacious guest bedroom with full bath—perfect for visitors or multigenerational living. The kitchen is a standout with stainless steel appliances, oversized island, walk-in pantry, and breakfast area, all overlooking a naturally lit living room with gas fireplace and custom built-ins. Upstairs, the owner’s suite includes a soaking tub, large walk-in shower, dual vanities, and an expansive closet. The laundry is conveniently located just outside the suite. Two additional bedrooms and a full bath complete the second level, each offering generous space and storage. Outside, the home showcases brick and board-and-batten accents, energy-efficient double-pane windows, and a massive driveway that fits at least 10 cars—plus a two-car garage. The 1-acre lot provides privacy and space to grow, and the HOA allows pools for added flexibility. Glen Cove is a quiet, community near top-rated schools, including Walker Park Elementary and Monroe Area High School. You’re just a 5–10 minute drive from downtown Monroe’s local dining, shops, coffee spots, and community events. Parks and trails nearby include Childers Park, Mathews Park, and Hammock Park, offering plenty of outdoor space to explore. With easy access to Hwy 78 and GA-138, commuting to Loganville, Athens, or Atlanta is simple. Whether you're looking for a comfortable place to call home or a well-positioned investment, 2108 Charmond Drive offers quality construction, modern convenience, and a location that delivers.
Source: FMLS #7617601
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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