2108 Devine Rd Windsor Mill, MD 21244
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About this home
Welcome to 2108 Devine Rd, an immaculate end-unit townhome built in 2022. This is the upgraded version of townhome living. From the moment you step inside, you’ll notice the thoughtful design and attention to detail that sets this property apart. Crown molding, LVP flooring throughout the main level and basement, and a spacious open layout make this home both functional and beautiful. The heart of the home is the designer kitchen, complete with a glass range hood, tiled backsplash, stainless steel appliances (all just 3 years old), dual wall ovens, a large center island, and a pantry. The electric fireplace adds cozy charm to the living space, and right off the main level, you’ll find a low-maintenance composite deck, perfect for relaxing or entertaining. Upstairs, the vaulted ceilings give the bedrooms an airy, elevated feel. The home features 3 spacious bedrooms, 2 full baths, and 2 half baths, with a walkout basement offering even more space to spread out. You’ll love the location too—directly across the street from the community clubhouse, which includes a gym and sparkling inground pool. Additional community perks include a dog park and scenic walking trails. Compared to the new builds in the neighborhood, this home offers more upgrades, better finishes, and unbeatable value, without the wait. With all these updates, loads of natural light, and a prime commuter-friendly location, this home checks every box. Don’t miss your chance to own one of the most well-appointed homes in the neighborhood. Schedule your showing today!
Source: BRIGHT #MDBC2133096
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.