2108 Proteus Dr Haslet, TX 76052
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About this home
Description: Amazing 4 bedroom, 3-bathroom home with a TWOCAR GARAGE in Northstar! As you drive up to this home, you will notice the beautiful brick and stone exterior, the glass front door, as well as the custom border around the flower bed and xeriscaping for low maintenance. Entering inside, you'll be greeted by the open floor plan featuring an office at the entry, a flex space, and lovely kitchen overlooking the living area. This kitchen is perfect for a chef with granite countertops and a gas cooktop. The primary suite is located at the rear of the home and offers a tray ceiling, a luxurious bath with dual sinks, a garden tub, and oversized shower. The walk-in closet connects directly to the laundry room for easy access. Upstairs, you'll find a game room as well as 3 additional bedrooms and 2 full bathrooms. This is a great floor plan for multi-generational households. Outside, the covered patio and extended concrete provide a nice space for entertaining. No need to wait on a new home to be built... this one is ready now and can meet all of your needs and more! Carter Elementary School is located within Northstar and is only .4 miles away!
Source: NTREIS #21095262
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.