211 Lockbreeze Dr Davenport, FL 33897
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About this home
Welcome to this spacious beautifully maintained and highly desirable updated home in Hampton Lakes community of Davenport. this home offers comfort, convenience, and Florida lifestyle living at its best. Step inside to find an open floor plan filled with Beautiful Oversized Porcelain Tile, natural light, vaulted ceilings, and multiple living areas designed for both relaxation and entertaining. The MODERN kitchen offers Stunning features including Two Tone SHAKER SOFT CLOSE Cabinetry, Beautiful GLASS MOSAIC Back Splash, Ample QUARTZ Counters and Island, Stainless Steel Appliances, Stainless Steel FARMER Style sink and Goose Neck Faucet. It will be a delight for any chef to enjoy the use of this kitchen, whilst still being included in family activities or entertaining, making this the heart of the home. The primary suite over looks the pool, is Spacious with Vaulted Ceilings and offers a walk-in closet, separate to the en-suite Elegantly updated with dual sinks, QUARTZ Counters and walk in shower. Separate to the other bedrooms with Laminate Floors,, offering privacy. The 4th bedroom is presently used as an office and versatility to todays lifestyle needs. Through the Sliding doors enjoy your private screened-in lanai and enticing pool perfect for keeping fit, family fun or entertaining soaking up the Florida sunshine. Other Updates include NEW ROOF 2023 and SOLAR, New Lighting and Fan Fixtures, Painted Inside and Out, UPDATED Bathrooms and Kitchen. New Pool Pump. Hampton Lakes HOA does provide Lawn Service, Irrigation and Pest Control and community amenities including tennis courts, playground, and lakeside walks, all just minutes from world-class attractions, golf, dining, shopping, and easy access to I-4 for Orlando and Tampa. Furthermore, NO High Utility bills that keep rising! This MOVE IN ready home is perfect for your primary residence, short term rental, snowbirds or your second home, this home has it all. Schedule your viewing today.
Source: STELLAR #S5134698
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.