2111 Colville Chase Dr Ruskin, FL 33570
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About this home
Welcome to your dream home in the heart of River Bend! This stunning 5-bedroom, 4-bathroom pool and spa home sits on an oversized .45+ acre lot and offers the perfect blend of luxury, comfort, and functionality—ideal for entertaining, multigenerational living, or simply enjoying the Florida lifestyle to the fullest. Formerly a model home, this property is loaded with upgrades and custom features throughout. From the moment you step into the grand foyer, you'll be impressed by the soaring ceilings, elegant staircase, and open-concept layout. The chef’s kitchen features granite countertops, upgraded cabinetry, and a large island that opens to a spacious family room—perfect for gatherings with family and friends. Step outside to your private outdoor oasis, complete with a screen-enclosed pool and spa, mature landscaping, and a fully fenced backyard that backs to a peaceful conservation area. Whether you're relaxing poolside or enjoying evenings around the custom fire pit, this home is built for true Florida living. Upstairs, the luxurious primary suite offers tray ceilings, two walk-in closets, a spa-like bath with Jacuzzi tub, separate shower, and access to a private balcony overlooking the pool and lush greenery. A second upstairs bedroom features its own en suite bath with a tub/shower combo, perfect for guests or older children. The oversized bonus room is currently set up as a home theater, but can easily serve as a game room, gym, or additional living space. Downstairs, you'll find a private bedroom with direct access to a full bathroom and its own exterior entrance—ideal for a mother-in-law suite, guest room, or home office. Recent updates include: New roof (2023), Two new HVAC units (2022 & 2023), Storm-rated windows (2023), New upstairs carpet (2023), Hybrid water heater (2020), Water softener system (2020). Located just minutes from I-75 and US-41, this home provides easy access to downtown Tampa, MacDill AFB, and Florida’s top beaches, including Siesta Key, Anna Maria Island, St.Pete, and Clearwater. Don’t miss the opportunity to own this move-in ready, beautifully upgraded home in one of Ruskin’s most desirable communities. Schedule your private showing today!
Source: STELLAR #W7879750
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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