$1,099,900

2111 Forbes Rd Saint Augustine, FL 32092

$4,119/mo at 6.5%
Unlock a lower rate & save over $100K.

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About this home

Escape the Ordinary — Luxury Living on 4.67 Cleared Acres! Step into your own private haven, where spacious design meets refined comfort. Set on 4.67 acres of cleared, versatile land, this 3000+ sq ft residence delivers exceptional living and entertaining opportunities—inside and out. Custom Theater Room with plush tiered seating for 9 guests—your personal movie palace. Enjoy this Oversized Great Room featuring a gas fireplace, elegant lighting, and room for your grand piano and more! Chef’s Kitchen Features: Gleaming granite countertops and gas range top, Double wall ovens for seamless cooking and hosting. The Bar seating areas and a spacious pantry for form and function open to the spacious Formal Dining Room that also boasts an electric fireplace perfect for memorable evenings. The Gracious Living Spaces also include Three full bedrooms, each with cozy carpeted flooring, Two full bathrooms offering style and space. Stylish Finishes are Durable and elegant ceramic tile and plank flooring throughout, Thoughtfully designed layout ideal for relaxation or entertaining! Outside Potential offers Expansive, cleared acreage with a pond ready for your vision—add a guest home, stables, gardens, pool or garages! Room to roam, play, and grow—land with unlimited flexibility Conveniently Located, Peaceful yet accessible, with easy access to town, Close to shopping, dining, and recreational activities and beached! This is more than a home—it's a lifestyle estate built for comfort, creativity, and connection. Contact us today to schedule a private showing and discover the possibilities that await!

4 bedroom
2 bathroom
3,043 sqft
4.67 acres
Single Family
Built in 1982
Air conditioning
Fireplace

Source: STELLAR #FC311716


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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Nov 06, 2025 07:31 am
Listing agent: Teresa Mercurio (904) 377-0974
Listing provided courtesy of: TEAM 100 REALTY (904) 825-2700
Details provided by STELLAR and may not match the public record.
MLS ID: #FC311716
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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