2112 Normandy Dr Mount Dora, FL 32757
Your savings
About this home
Welcome to your slice of charming Mount Dora, in highly sought Lake Gertrude neighborhood less than 1 mile to downtown! This beautiful three-bedroom with possible fourth option, two-bathroom home sits proudly on a generous lot in the wonderful PineCrest neighborhood where friendly waves and morning walks are the norm. From the beautiful front porch that overlooks Lake Gertrude, you'll step inside and be greeted by an open floor plan that practically sparkles with natural light streaming through abundant windows. The spacious living room flows seamlessly into the dining area and kitchen, creating an entertainer's dream. The kitchen is a chef's delight featuring solid Quartz counters, a breakfast bar perfect for morning coffee chats, stainless steel appliances including a dual KitchenAid oven, and a stylish backsplash that extends into the dining space. Built-ins in the dining area provide both function and charm, tying it all together beautifully. The primary en-suite offers a peaceful retreat with its own spacious seating area, walk in closet and two additional closets. The home offers 2 additional well-sized bedrooms and a large bonus room providing the flexibility of a fourth bedroom or that home office you've been dreaming about. But wait until you see the backyard! The sparkling pool surrounded by beautiful paver stones creates the perfect Florida setting for lazy afternoons and evening gatherings. The coveted poolside seating area practically begs for summer barbecues and sunset conversations. A concrete extension to the pool patio and a rear driveway was created to make your evening golf cart rides from your backyard retreat to Historic Downtown Mount Dora less than a mile away, a breeze! This home has been meticulously updated with impressive recent improvements including a new roof, both gabled and flat roof with plywood replaced as well as new gutters in 2024. Hot water heater in 2024. Air conditioner and custom fence in 2023. Pool pump replacement in 2022. The kitchen has received a KitchenAid dual convection oven/stove, dishwasher, and custom tile backsplash all in 2025. The front porch tile was installed in 2024 as well as landscape in 2025. Enjoy peace of mind, knowing all this has already been done for you, ensuring years of worry-free enjoyment! With its combination of indoor comfort, outdoor recreation space, and prime location in a sought-after neighborhood, this property offers everything you could ever want in the place you call Home! Whether you're seeking a primary residence, vacation home, or rental income property, this gem checks all the boxes. The spacious lot and no-association freedom make it particularly attractive for those who value space and independence. Come see for yourself!
Source: STELLAR #G5102311
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.