2112 Vista Creek Dr Frisco, TX 75036
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About this home
Experience elevated living in the prestigious 55+ Frisco Lakes community with this stunning Magnolia Estate floor plan. This 2-bedroom, 2.5-bath luxury retreat offers breathtaking lake views from the kitchen, dining room, living room, sunroom, and primary suite. The open-concept layout features a spacious great room with a stone fireplace, seamlessly connected to the kitchen and dining area—perfect for entertaining or relaxing in style. The gourmet kitchen is thoughtfully designed with dual-height quartz countertops, a raised-height dishwasher, upgraded Whirlpool appliances, and soft-close drawers and cabinet doors. Elegant crown molding, 8 foot doors and doorways, and trey ceilings in both the living room and primary bedroom add architectural sophistication throughout. The expansive primary suite includes a spa inspired ensuite with a massive custom shower and a bonus room currently used as a second walk-in closet. A dedicated office with French doors provides a quiet workspace or hobby room. The extended garage features epoxy flooring and a 4 foot extension for added storage and convenience .Enjoy serene mornings and vibrant evenings on the extended back patio with tile flooring and power screens, or greet guests from the charming front patio with its brick-patterned floor. Plantation shutters in the front and power roller shades in the back ensure privacy while preserving unobstructed lake views.Frisco Lakes offers resort-style amenities including three amenity centers, scenic lakes, and miles of walking paths. This home is a rare opportunity to enjoy luxury, comfort, and community in one of Frisco’s most sought-after neighborhoods.
Source: NTREIS #21093044
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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