2113 E Del Webb Blvd Sun City Center, FL 33573
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About this home
Welcome to the highly coveted 55+ community of Sun City Center, where lifestyle meets comfort! This exceptional 3-bedroom, 3-bathroom home is perfectly positioned on a peaceful lot with no rear neighbors, providing ultimate privacy and serenity. Enjoy picturesque views of the park-like surroundings from the expansive windows and sliders inside or while relaxing on your private lanai or balcony, soaking in the gentle sway of palm trees. The great room welcomes you with soaring ceilings and sliding doors that open to a spacious screened-in lanai—an ideal spot for both unwinding and entertaining. The chef-inspired kitchen boasts solid surface countertops, plentiful cabinetry, and a handy breakfast bar. Savor casual meals in the cozy breakfast nook with a built-in bench or host special occasions in the formal dining room. Retreat to the primary suite, your private sanctuary, featuring two roomy closets and an en-suite bathroom with a garden tub and a separate shower. A guest bedroom at the front of the house ensures privacy and is paired with a nearby full bathroom. Upstairs, you'll find a flexible guest suite complete with its own bathroom and balcony—perfect for hosting visitors, setting up a home office, or creating a personal fitness area. Don’t miss this rare opportunity to own one of Sun City Center’s few homes with a unique third bedroom loft! Convenience abounds with a laundry room located on the first floor and an attached two car garage, perfect for all of your storage needs. The SimpliSafe security system and ring doorbell stay with the house. Residents of Sun City Center enjoy a wealth of amenities, including three pools, a fitness center, two clubhouses, and access to over 150 social clubs. With its prime location near I-75 and minutes from beautiful beaches, this golf cart-friendly community truly offers it all! Only $333 per person SCC annual fee, and a one-time Capital Fund Fee of $3000, that is due at closing. Be sure to check out the video walk through via the Virtual Tour link.
Source: STELLAR #TB8372693
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.