21138 Huntington Ave Harper Woods, MI 48225
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About this home
Welcome to 21138 Huntington Ave, Harper Woods — a fully renovated home that combines modern style with everyday comfort. This property has been thoughtfully updated from top to bottom. Step into a bright and inviting living room featuring recessed lighting and fresh, neutral paint that complements the open feel of the space. The brand-new kitchen is the highlight of the home, showcasing quartz countertops, new cabinetry, stainless steel appliances, and a sleek design that’s both functional and stylish. Throughout the home, you’ll find new vinyl flooring, updated finishes, and high-quality craftsmanship that make it truly move-in ready. With two full bathrooms, a spacious master bedroom upstairs, and a finished basement, there’s plenty of room for both relaxation and entertaining. The finished basement provides versatile living space, ideal for a family room, home office, or recreation area. Every detail has been refreshed, including the paint, flooring, lighting, and fixtures, giving the entire home a clean and modern feel. Located in a desirable Harper Woods neighborhood, this home is conveniently close to schools, shopping, parks, and major freeways — offering both comfort and convenience. SELLER TO PROVIDE CERTIFICATE OF OCCUPANCY Don’t miss the opportunity to make this stunning home yours!
Source: REALCOMP #20251042362
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.