2114 Derussy Rd San Antonio, TX 78253
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About this home
Welcome to 2114 Derussy Road, where elegance meets comfort in this expansive 5-bedroom, 4.5-bath, 3 Car Garage home offering nearly 4,000 sq. ft. of living space in one of San Antonio's most sought-after neighborhoods. Featuring a VA assumable loan at an incredible 3.625 rate, this home is a rare opportunity for qualified buyers! Step inside to soaring high ceilings, abundant natural light, and a thoughtfully designed open floor plan perfect for both everyday living and entertaining. The chef's kitchen features stainless steel appliances, an oversized island, tons of counter and cabinet space, and a butler's pantry connecting to the elegant formal dining room. The primary suite downstairs is a true retreat featuring his and her walk-in closets, a large garden tub, and a separate walk-in shower. A mother-in-law suite on the main level adds flexibility for multi-generational living or guests. Upstairs, enjoy spacious secondary bedrooms and versatile loft area for work, play, or relaxation. Outside, unwind on the large covered patio that is perfect to entertain any guests. Located within Northside ISD, and just minutes from the highly rated Harmony School of Science (Pre-K through 12)-right in the neighborhood! Enjoy no city taxes, easy highway access, and proximity to Sea World, Fiesta Texas, shopping, dining, and exciting new community developments ensuring long-term area value. This home delivers the best of luxury, convenience, and value-don't miss your chance to make 2114 Derussy Rd your new home!
Source: SABOR #1915450
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.