21150 W Cambridge Ave Buckeye, AZ 85396
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About this home
Located on a premium cul-de-sac lot siding natural open desert with walking trails, this original-owner home features 4 bedrooms & 3.5 baths in 2738 SqFt with an open great room layout and split bedrooms. The gourmet kitchen will delight the home chef as it features an abundance of white soft-close cabinetry with under cabinet lighting, GE CAFE appliances including a gas cooktop, double wall ovens plus a built-in microwave, quartz countertops, subway tile backsplash, a large walk-in pantry, and an island with breakfast bar. Sliding glass doors from the casual dining area and the great room lead out to the covered patio with paver floor, and a sparkling self-cleaning pebble tec pool with a water feature, large Baja step, and wiring for a heat pump. The backyard also has grass for kids and pets to play on, a raised planter bed/retaining wall, and mountain views. The primary bedroom has an en-suite bath with a dual sink vanity, walk-in tiled shower, and a walk-in closet. One secondary bedroom also has an en-suite bath, perfect for overnight guests! Two additional secondary bedrooms have walk-in closets and share a full bath with double sinks and a tub/shower combo. Other features include a spacious laundry room, plantation shutters throughout, neutral two-tone paint, powder room for guests, stone exterior elevation, and a 3-car tandem garage with a paver driveway and RV gate. Community amenities include a resort-style pool and spa, clubhouse, hiking trails, and playgrounds, along with convenient access to Verrado shopping and dining and easy access to I-10 and Loop 303.
Source: ARMLS #6890299
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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