21152 Reliance Dr Apple Valley, CA 92308
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About this home
Reliance Drive is beautifully upgraded 2,434 sq ft 5-bedroom, 3-bath, custom pool home. Sitting on a large corner lot, you’ll find professional landscaping, gated front courtyard, and an extra-wide driveway with an iron drive-thru security gate for secure RV/boat concrete parking in the huge backyard. The open floor plan balances shared spaces & privacy. Vaulted ceilings and abundant windows fill the home with natural light. The upgraded kitchen includes white cabinetry, pantry, Professional stainless appliances (refrigerator negotiable), 6 burner stovetop with convection/air fryer steam oven, Gorgeous Carrera Marble countertops and backsplash, and recessed lighting. At its center is a full-size custom island crafted of black wrought iron and matching Carrera Marble (negotiable). The kitchen opens to a breakfast nook with a bay window, and a spacious great room with a cozy stacked-stone fireplace, custom ceiling fan, and adjoining living room—perfect for everyday living & entertaining. The split floorplan places the private primary suite on one side of the home, featuring a double-door entry, vaulted ceilings, and glass slider access to the backyard. The ensuite bath has dual vanities, soaking tub, glass shower, and walk-in closet. A secondary bedroom nearby works well as an office or nursery. Three additional bedrooms and a third full bath sit on the opposite side of the home, providing flexibility for family & guests. An indoor laundry room and finished three-car garage add convenience & storage. The backyard was designed for relaxation and low upkeep. Block walls offer privacy. An in-ground saltwater pool with solar-lighted white picket-style safety fencing serves as the centerpiece. The above-ground spa is negotiable. A permanent solid-roof steel gazebo on a concrete slab creates another outdoor living area. The landscaping features decorative rockscape, raised potted trees, flagstone walkways, and extensive poured concrete, with room to build a workshop or casita. The backyard sheds and playground equipment is also included. MAJOR ENERGY UPGRADE: Paid 35-panel solar system with 2 Tesla 3 power walls & Tesla solar battery backup for reliable and efficient power anytime. The Vineyards is a beautiful, established neighborhood of well-kept homes, sidewalks, curbs, and street lighting. Enjoy a quiet community feel that’s close to top-rated schools, shopping, dining and everything you need within minutes. It is the perfect place to call home.
Source: CRMLS #CV25241862
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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