21163 Lone Star Way Santa Clarita, CA 91390
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About this home
A true show-stopper in the heart of Santa Clarita. This stunning two-story home blends luxury, warmth and design perfection, offering an entertainer's dream lifestyle inside and out. From the moment you arrive, the expanded front patio, custom lighting and French doors set the tone for a home that's both inviting and unforgettable. Step inside and experience thoughtful upgrades at every turn. A convenient downstairs bedroom and full bathroom provide the perfect setup for guests, extended family, or a private home office. The open floorplan features a fully remodeled kitchen with quartz countertops, pot filler, custom cabinetry with pull-outs, tile backsplash and a built-in 48" KitchenAid refrigerator paired with new high-end stainless steel appliances. A butler's pantry with butcher-block countertops complements the space beautifully. The open-stair design includes a hidden shoe drawer and flows seamlessly into the spacious living areas, media room and a built-in bar with dual refrigerators perfect for entertaining. The media room offers built-in cabinetry, a drop-down projector screen and integrated surround sound for movie nights or game days. The office has been redesigned with a built-in desk and custom cabinetry, while upgraded flooring throughout the second floor eliminates all carpet for a clean, modern look. Bathrooms have been tastefully remodeled with enlarged showers, designer tile, and barn doors. The backyard is the definition of California resort living featuring a sparkling pool with a spa that waterfalls into it, an outdoor pool bath and shower, built-in BBQ island, expansive deck with integrated lighting and multiple seating zones including a firepit lounge and dining area under string lights. It's the ultimate setup for family gatherings, summer nights, or weekend hosting. Additional upgrades include a mini-split A/C in the garage, new windows, custom lighting throughout, whole-house surge protection, permanent app-controlled holiday lighting, hillside landscape lighting and automated pool controls. The home also includes a solar system ($165/mo) keeping electricity costs just a few dollars a month. Located minutes from top-rated schools in the Saugus Union and William S. Hart districts and close to shopping centers, restaurants, parks, Starbucks, grocery stores and everything that makes Santa Clarita one of the most desirable places to live.
Source: CLAW #25604265
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.