2119 Callao Ct Woodbridge, VA 22191
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About this home
Step into this bright and spacious 3-bedroom, 3.5-bath townhome offering three finished levels and over 2,600 sq. ft. of comfortable living space. Built in 2006 and freshly updated, this home blends modern style with everyday warmth. The main level features brand-new LVP flooring, recessed lighting, and beautiful windows that fill the home with natural light. The remodeled kitchen is a true highlight, complete with white cabinetry, stainless steel appliances, quartz countertops, a stunning herringbone backsplash, and a breakfast counter perfect for casual dining. Enjoy cozy evenings by the fireplace or gatherings in the open living and dining areas. Upstairs, you’ll find a spacious primary suite with a large bathroom featuring a jacuzzi tub, separate shower, and double vanity. Two additional bedrooms and another full bath provide plenty of room for family or guests. The walkout basement offers even more space with a den, bonus room, and full bath, perfect for an office, gym, or guest suite. Enjoy all that Rippon Landing has to offer, including a community pool, fitness center, clubhouse, and playgrounds. Conveniently located near shops, restaurants, and major commuter routes, this home has it all, space, style, and location!
Source: BRIGHT #VAPW2104970
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.