212 Ferryboat Ln New Braunfels, TX 78130
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About this home
Set on just over an acre with no HOA, this property perfectly embodies the Texas lifestyle, combining modern finishes, spacious living, and outdoor amenities designed for everyday comfort and entertaining. With dual entry access and a layout that flows beautifully, it's a home that truly fits the way you want to live. The living area welcomes you with high ceilings, abundant natural light, and a beautiful brick fireplace. The kitchen shines with sleek countertops, an abundance of cabinetry, a large island, and gas cooking, making gathering with family and friends effortless. Off the main entry, a private office with French doors creates the ideal space for working from home or managing daily tasks. The primary suite is set apart for privacy and designed as a true retreat, featuring its own outdoor access, rustic barn doors, and a stunning en-suite with a large custom walk-in shower and bench seating. Four additional bedrooms are thoughtfully designed for comfort and space, with two offering en-suite baths. A spacious laundry room with built-in shelving and storage ensures everyday organization is simple and functional. Throughout the home, hard surface flooring provides both durability and style, enhancing each space. Outdoors, the property delivers the perfect backdrop for Texas living. A gorgeous pool with an adjoined spa and propane firepits is the centerpiece, framed by country views and complemented by a large deck showcasing detailed wood craftsmanship. Whether relaxing in the spa, hosting gatherings on the deck, or enjoying wide-open skies, this space was made for both relaxation and entertainment. With no HOA and room to spread out, this home offers the freedom, style, and amenities you've been searching for.
Source: CENTRALTEXAS #593401
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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