212 River Enclave Ct Bradenton, FL 34212
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About this home
Live where every day feels like you’re on vacation in this GOLF-DEEDED home at River Strand Golf & Country Club! Tucked behind the gates of this maintenance-free neighborhood, this beautifully cared-for 3-bedroom, 2-bath pool residence captures the essence of relaxed, resort-style Florida living. Enjoy morning coffee by your heated pool overlooking the lake, then spend the day on River Strand’s 27-hole Arthur Hills–designed championship course or meet friends for lunch at the tiki bar. Whether you love golf, pickleball, tennis, or simply relaxing in the sunshine, everything you enjoy most is right at your fingertips. Inside, you’ll find an open, light-filled layout with an updated kitchen featuring granite countertops, rollout shelving, soft-close doors, double oven, double pantry, and filtered water at the sink. Elegant details—plantation shutters, crown molding, and a blend of tile and engineered hardwood flooring—make the home completely carpet-free. The spacious primary suite includes a relaxing flex area with beautiful lake views—perfect for a home office, cozy den, or morning yoga spot. A customized walk-in closet keeps everything perfectly organized, while the spa-inspired bath offers dual sinks, a large walk-in shower, soaking tub, and private water closet. Both guest bedrooms are spacious and welcoming—ideal for visiting family, golf friends, or grandchildren coming to enjoy the sunshine. Meticulous care and smart updates give you peace of mind from day one, so you can simply settle in and start living the resort lifestyle. Notable improvements include a Trane A/C (2020), exterior paint (2023), new pool heat pump (2023), electronic lanai shades (2023), iFLO drain system (2025), and a whole-home surge protector (2025) with a $100,000 replacement policy. Whether you’re seeking a primary residence, winter retreat, or easy-care investment, this home is move-in ready and priced to sell. Plus, you can lock in a 4.875% assumable VA mortgage—a rare opportunity in today’s market. River Strand’s amenities make every day feel like vacation. Enjoy a grand clubhouse offering fine dining, a casual grill room, and a billiards lounge, along with a lively tiki bar for gathering with friends. Spend your days at one of two resort-style pools with a hot tub and resistance pool, or visit one of the six satellite pools. Stay active on eight Har-Tru tennis courts, eight pickleball courts, and two 24/7 fitness centers. A dedicated lifestyle director curates a full calendar of social events, clubs, and activities, ensuring there’s always something to enjoy. And when you’re not on the golf course or by the pool, you’ll love the new Heritage Harbour Marketplace nearby—with shops, cafés, and restaurants just moments from your front door. Your quarterly HOA fee includes lawn maintenance, cable, and internet, providing both convenience and exceptional value. Ideally located near I-75, Lakewood Ranch, UTC Mall, Benderson Park, and some of Florida’s most beautiful beaches. This is more than a home—it’s a lifestyle waiting to be lived. Schedule your private tour today and make River Strand your next chapter.
Source: STELLAR #A4651643
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.