212 Star Spangled Dr Liberty Hill, TX 78642
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About this home
Welcome to this beautiful and spacious 5-bedroom home! The expansive 2,653 sqft floorplan features an open-concept main level that’s perfect for entertaining and comfortable living, alongside a large, versatile bonus room upstairs. A key standout feature of this home is its extra-large bedrooms, which are increasingly rare in newer homes today. The spacious living and dining areas create an inviting space for gatherings, while the backyard patio is ideal for relaxing, grilling, or enjoying outdoor fun with family and friends. The open-concept kitchen is adorned with granite countertops, stainless steel appliances (refrigerator conveys!), a generous pantry, and casual breakfast bar seating. The home showcases a pristine and cohesive design, highlighted by elegant granite countertops in all bathrooms and quality blinds fitted to every window. The primary suite is conveniently located on the main level—a private retreat complete with a luxurious bathroom that offers a relaxing soaking tub, a separate walk-in shower, and an expansive walk-in closet. All 4 secondary bedrooms are located upstairs alongside the bonus room, creating a sense of privacy for the primary suite on the main level. The central location within the Liberty Parke community places you within easy reach of the pool, playground, and pavilion. You’ll also find quick access to HWY 29 and US-183 for a seamless commute, and all schools within easy reach! With this homes thoughtful and spacious layout, modern features, and warm charm, it’s truly a place to create lasting memories!
Source: ACTRIS #8359557
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.