212 Webster Lake Dr Temple, GA 30179
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About this home
Step into timeless elegance and modern comfort with this beautifully designed Timberlake floor plan — a spacious 4-bedroom, 3-bathroom home perfectly nestled in the peaceful community of Temple. With approximately 3,000 square feet of living space, this home is a true blend of style, function, and flexibility, offering room to grow and spaces to gather. From the moment you enter, you're welcomed by a wide, inviting foyer that sets the tone for the home’s open and airy design. To your left, you'll find a formal dining room ideal for hosting dinners or holiday gatherings, while to your right sits a flexible bonus space that can effortlessly transform into a home office, playroom, media room, or even a quiet reading nook — the possibilities are endless. The heart of the home is the expansive open-concept living area, where the family room flows seamlessly into a thoughtfully designed kitchen. This space is perfect for everyday living or entertaining, featuring modern finishes like floating shelves, sleek lighting fixtures, and a contemporary color palette that brings warmth and charm. Whether you're preparing meals or unwinding with loved ones, this main living area truly feels like the center of it all. Also on the main level, you'll find a generously sized guest bedroom and a full bathroom — ideal for overnight visitors, in-laws, or a private home office setup. Head upstairs to discover even more flexible space, including a massive bonus/game room that can serve as a second living area, play space, or entertainment lounge. The luxurious owner’s suite offers a quiet escape, complete with a spacious en suite bathroom and a large walk-in closet. Two additional bedrooms and another full bathroom round out the upper level, offering privacy and comfort for everyone. Situated on one of the larger lots in the neighborhood, the backyard provides plenty of room for outdoor living — think weekend barbecues, space for a playset, or even future landscaping dreams. A spacious two-car garage adds even more storage and convenience. This thoughtfully updated home is the perfect mix of modern features and practical design, ideal for any lifestyle. Located in a tranquil Temple setting, it offers a peaceful retreat without sacrificing access to amenities. Don't miss the opportunity to make this incredible home yours — schedule your private tour today and experience all it has to offer!
Source: FMLS #7667587
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.