2120 Gopher Tortoise Ter Oakland, FL 34787
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About this home
Welcome Home to Longleaf at Oakland! Discover this beautifully upgraded townhouse, perfectly situated in the highly sought-after community of Longleaf at Oakland! This impressive 3-bedroom, 2.5-bathroom residence combines modern living with ultimate convenience, located just moments from the charming downtown area of historic Winter Garden. Enjoy easy access to vibrant local shops, restaurants, and the scenic West Orange Trail, ideal for outdoor enthusiasts. With major thoroughfares like the Turnpike, Highway 429, and the East-West Expressway nearby, your daily commute is a breeze. Spanning 1,620 square feet, this meticulously maintained townhouse showcases the pride of ownership from its original owners. As you approach, the charming covered front porch invites you inside, where a welcoming living-dining combination greets you, flowing seamlessly into the modern kitchen. Key Upgrades Include: - Gourmet Kitchen: The heart of the home features a large island with stunning granite countertops, elegant 42-inch white cabinets, and upgraded stainless steel appliances. The stylish tiled backsplash and upgraded tiling under the kitchen island add a sophisticated touch, while the kitchen window overlooks the back patio, filling the space with natural light. - Outdoor Courtyard: The outdoor area boasts a covered walkway leading to a detached two-car garage equipped with upgraded epoxy floor coating, additional overhead storage space, and a garage door opener for security and ease of access. - Smart Home Features: Enjoy pre-wired surround sound in the living room, prewired security cameras for peace of mind, and custom-built smart storage solutions by Closet by Design in the laundry room, pantry, and master closet, all backed by a lifetime warranty. - Enhanced Lighting: The Sunco LED nightlight flush mount recessed ceiling light fixture offers selectable dimmable ambient lighting or bright downlight for productivity. - Functional Spaces: The walk-in pantry provides ample room for culinary essentials, while the laundry room features additional cabinets and custom-built shelving for optimal organization. - Stylish Flooring: The main level boasts beautiful laminate flooring for a seamless aesthetic and durability, while the elegant staircase leads you to the upper level. Upstairs, you’ll find the spacious master suite along with two additional bedrooms and a full guest bathroom, all designed for comfort. The master bathroom retreat offers dual sinks, granite countertops, and a luxurious walk-in glass shower. The upstairs is carpeted with upgraded padding for added comfort, while the main level remains carpet-free for easy maintenance. This exceptional community not only provides a beautifully appointed home but also offers fantastic amenities, including a sparkling pool, playground, and well-maintained sidewalks perfect for leisurely strolls. Don’t miss out on this incredible opportunity to own a stylishly upgraded townhouse in the heart of Longleaf at Oakland. Schedule your showing today and imagine making this stunning property your new home. ***Rare Financial Advantage- Low interest rate of 2.75% ASSUMABLE LOAN is available with a negotiated offer ***
Source: STELLAR #G5099743
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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