2120 Travis Dr Lebanon, IN 46052
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About this home
Welcome to 2120 Travis Drive - where charm meets comfort and your new chapter begins! This delightful 4-bedroom, 2.5-bath home offers 2,552 sqft of living space in a friendly Lebanon neighborhood and is ready to welcome you in with open arms. Step inside and you'll immediately feel at home: bright, spacious rooms, easy-flowing layout, and plenty of room for family, friends, and fun. The heart of the home is the living area that flows into the dining space and kitchen - perfect for weekday breakfasts, homework sessions, or entertaining. Upstairs (or around the bend) you'll find the four inviting bedrooms, including the generous primary suite with its own bath. Two full baths + a half bath keep mornings moving smoothly. Outside, the .36-acre lot gives you a nice sized yard - ideal for summer barbecues, playtime, or simply catching some fresh air. Location? It's a win. Tucked in a welcoming neighborhood yet close to the conveniences of town and with great schools nearby (the assigned high school earns high marks). Other highlights include a 2-car garage for your vehicles or hobbies, good upkeep over the years, and a home that says: "come on in - we've been waiting for you." If you've been dreaming of a home where life just flows - where there's enough space to grow, yet still that cozy sense of "this is it" - then your search may just end here. Let's get the keys turned and the welcome mat out. Your new life at 2120 Travis Drive awaits.
Source: MIBOR #22070790
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.