21201 Winslow Cv Lago Vista, TX 78645
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About this home
Assumable 2.750% interest rate, freshly installed carpet on the week of October 13 2025 Welcome to 21201 Winslow Cove – Where Comfort Meets Nature’s Magic Tucked away near the end of a serene cul-de-sac, this charming 3-bedroom + Office, 2-bath home offers the perfect balance of peaceful privacy and effortless living. With 1,813 sqft of beautifully designed space and built in 2020, this home welcomes you with soaring ceilings, an open-concept layout, and walls of windows that flood the home with natural light. Start your mornings sipping coffee as deer gently roam past your backyard, shaded by mature trees. The covered back porch opens to a greenbelt-like setting, offering a feeling of seclusion, yet you’re only minutes from modern convenience. Step inside to a bright white kitchen with quartz countertops, stainless steel appliances, and an island that flows into the spacious living room — ideal for hosting or relaxing in your own peaceful retreat. The home features a dedicated office, making remote work feel both stylish and functional. The primary suite includes a soaking tub, walk-in shower, and dual vanities—your own spa escape after a day exploring the nearby trails or enjoying Lake Travis. Location Perks: Nestled in Lago Vista, you’re just minutes from: • Lago Vista Golf Course (5 min) • Bar-K Park and Lake Travis access (7 min) • Lohman Ford shops & dining (5–10 min) • Rustic Spirit Trail and Balcones Canyonlands hiking (15 min) • Lago Vista Elementary & Middle School (approx. 5–6 min) • Downtown Austin – just under an hour’s scenic drive Whether you’re looking to escape the city, downsize with ease, or grow into your next chapter surrounded by nature, this home checks all the boxes. Come see why 21201 Winslow Cove is not just a home—it’s a lifestyle.
Source: ACTRIS #3074879
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.