2124 Trift Bridge Cir Melbourne, FL 32940
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About this home
72-Hour Kickout. Welcome to this stunning home nestled in the heart of the sought-after active adult community of Bridgewater at Viera! Built in 2018, this beautifully maintained 3-bedroom + flex room (bedroom. office, study), 3-bath home offers 2,014 square feet of thoughtfully designed living space, perfectly tailored for both comfort and function. The spacious flex room has a closet the provides the ideal space for an extra bedroom, home office, fitness studio, or creative retreat. Step into a bright and open floor plan highlighted by plank tile flooring, gorgeous granite countertops, and elegant fishlap accent walls that add a warm, custom touch throughout. The kitchen is a true centerpiece—perfect for entertaining—with modern finishes and plenty of workspace. Situated on one of the best lots in Bridgewater, the large screened lanai overlooks a peaceful conservation area, offering serene views and privacy. With an east-facing backyard, you'll enjoy the best of Florida living - cool, shaded evenings and sunlit mornings perfect for a relaxing cup of coffee. Situated on one of the best lots in Bridgewater, this home also features a 2-car garage, three full bathrooms for added convenience, and a location that places you just moments away from all of Viera's premier shopping, dining, and entertainment. Live the lifestyle you deserve in Bridgewater's resort-style 55+ community with access to amenities like a clubhouse, fitness center, pool, pickleball courts, and more.
Source: BREVARDMLS #1047160
Neighborhood
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.