2126 SW 47th St Cape Coral, FL 33914
Your savings
About this home
As a great welcome to SW Florida, this home has it all, from a great location in SW Cape Coral to lush tropical landscaping and a uniquely designed home with a courtyard pool, large lanai, and separate private deck with a hot tub and entertaining spaces. Completely updated inside and out, you are welcomed by a tiled driveway with artful grass inserts, a stunning all-glass garage door, a tiled walkway accented with a new fountain, and a custom, oversized front door with keyless entry. The foyer leads to a beautiful, tiled lanai and pool area with home access via the great room and or kitchen, or the separate guest suite with multiple options as in teen suite, in-law suite, or vacation suite. Part of the home was used as a successful vacation rental. Inside the main living area great room welcomes you with a light color palette in the tiled floors and walls. Tastefully furnished and appointed to maximize comfort and functionality. It has lanai access and access to a beautiful deck with a privacy surround, a hot tub, grill, bar and shaded dining and relaxation spaces. A stylish formal dining area sits off the great room and features ample natural light and an attractive white, 3-D feature wall. The kitchen breakfast bar overlooks the great room with seating for 3. Other kitchen highlights feature new high-end white gloss cabinets, new accent handles, a tiled backsplash, white quartz counters, stainless steel appliances, and a large, new Samsung refrigerator with custom facing. The hallway from the kitchen leads to a small coffee nook, the full-sized laundry area, a large closet, and garage access. A light and airy primary suite sits off the great room with gray wood look tiled floors, light gray walls, a walk-in closet, with primary bath with a separate tub, a walk-in shower, a dual sink vanity, and lanai access. A full guest bedroom, linen closet, and updated guest bath with a full walk-in shower complete the interior spaces. The lanai and pool area have been updated with an outdoor kitchen, including a full-sized refrigerator and multiple areas for relaxation and entertainment. The area also includes access to the perfect guest suite, which features a large bedroom, full bath with tub/shower, single vanity, and pool access. All the work has been done on this home, including a new metal roof, all new windows and doors, exterior and interior painting, landscaping with many palm trees and lighting, lawn sprinklers, a tankless water heater, solar panels (significant energy savings), and more! Home is available as furnished and/or turnkey for additional consideration. Close to all shopping, dining, entertainment, boating, and beaches, nothing is missing except you! Make the call today and see this fantastic home for yourself!
Source: FORTMYERS #2025017098
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.