21275 Pocomoke Ct Apple Valley, CA 92308
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About this home
Charming 3-Bedroom Oasis on a Large, Private Lot Welcome to your new home! This charming 3-bedroom, 2-bathroom house is a true gem, perfectly situated on a quiet cul-de-sac and boasting an expansive lot of nearly half an acre. This property offers the perfect blend of peaceful, suburban living with the convenience of being close to everything you need. Key Features You'll Love: * Spacious Living: The home offers comfortable living space and is move-in ready, allowing you to settle in without any hassle. * Massive Lot: With nearly half an acre, the possibilities are endless! The lot is a rare find in this area, providing incredible privacy and ample space for gardening, a playground, or even a future pool. * Vehicle Access: A dedicated entrance makes it easy to bring in and park large vehicles, RVs, or boats, a feature that is hard to find. * Climate Control: Stay comfortable year-round with the home's reliable air conditioning system. * Ideal Location: Nestled on a peaceful cul-de-sac, the home offers a safe and quiet environment. You're just minutes away from popular shopping centers, top-rated schools, and local amenities, making errands and school runs a breeze. This home is more than just a house; it's a sanctuary waiting for its next owner. The large lot provides a private escape, while the convenient location keeps you connected to the community. This is an incredible opportunity to own a unique property with endless potential. Don't miss out on making this house your home.
Source: CRMLS #OC25179669
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.