2128 Raglan Cir Ormond Beach, FL 32174
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About this home
This 2023 Lennar home showcases high-end upgrades, custom finishes, and stunning lakefront views that make it truly stand out. With every detail thoughtfully upgraded, this home sets a new standard in Wexford Reserve. Step inside and you’re immediately welcomed by an open, light-filled layout with soaring ceilings and expansive sliders that showcase the peaceful water views. The gourmet kitchen is an entertainer’s dream, featuring a massive island, stunning quartz countertops, double oven, custom backsplash, upgraded lighting, and premium finishes throughout. The primary suite feels like a private retreat, complete with brand-new designer tile flooring, elegant tray ceilings, and a custom-built walk-in closet with high-end shelving and storage. The spa-inspired ensuite offers dual vanities, a walk-in shower with upgraded finishes, and a relaxing, elevated atmosphere. Every space has been enhanced with thoughtful upgrades, including a custom entertainment wall, modern fixtures, and stylish ceiling fans that add to the home’s contemporary elegance. Three additional guest bedrooms and a beautifully finished guest bath provide plenty of flexibility for family, visitors, or a home office. Step outside to your backyard oasis featuring custom landscaping, a large screened-in lanai, and an extended paver patio, all designed to maximize outdoor living and capture the best of Florida’s lifestyle. The tranquil lakefront views make every morning and evening feel like a retreat. This home is truly move-in ready and designed for buyers who want the best of everything. Don’t miss the opportunity to own one of Wexford Reserve’s finest, schedule your private showing today!
Source: STELLAR #V4944802
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.