2128 W 29th St Cleveland, OH 44113
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About this home
Historic 4-Bed, 2-Bath Colonial in Ohio City An exciting opportunity to own a home with character, thoughtful design, and modern upgrades in one of Cleveland’s most desirable neighborhoods. Built in 1880, this Colonial blends history with convenience across 1,740 square feet of living space. The first floor features soaring 9-foot ceilings, a newly remodeled kitchen with bold black cabinetry, butcher block counters, Samsung smart appliances, and a large island. A formal dining room with wainscoting and a built-in glassware nook flows into the living room, where custom shelving and a decorative fireplace highlight the home’s charm. Upstairs, three bedrooms include a converted walk-in closet with a custom copper system, while a fourth bedroom is conveniently located on the main floor. The property comes partially furnished with pieces such as a custom velvet Chesterfield sofa and includes central air, black stainless steel appliances, and a washer and dryer. Modern upgrades enhance everyday living, including a brand-new roof with solar panels (2023), a smart thermostat, and a full security system with motion detectors, door sensors, and outdoor cameras. Outdoor living is equally unique, with a pergola draped in rare Japanese wisteria creating a seasonal canopy of cascading blooms. A hydrangea wall with eleven plants will soon mature into an eight-foot border of white flowers, complemented by a stamped front porch, privacy fencing, and a private driveway. Located in the heart of Ohio City, you’ll be steps from the West Side Market, the script Cleveland sign, the Welcome to Cleveland mural, downtown sports and entertainment, restaurants, and nightlife. Important Details: Inspection report available upon request Priced to accommodate Home sold as-is A rare chance to step into Ohio City living with a home that offers historic charm, modern upgrades, and one-of-a-kind design features. Schedule your showing today!
Source: MLSNOW #5157624
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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