2128 Woodside Ter Granite Falls, NC 28630
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About this home
**Welcome Home to 2128 Woodside Terrace!** This beautifully remodeled home, nestled in the heart of the charming town of Granite Falls, offers the perfect blend of modern comfort and timeless character. Built in 1972 and thoughtfully updated from top to bottom, this 3-bedroom, 1.5-bath home sits on a spacious **0.48-acre lot** with an inviting **in-ground swimming pool**, creating a private backyard oasis ideal for relaxation and entertaining. Step inside to discover a bright, open living space featuring **two cozy gas fireplaces**—one on the main level and another in the finished basement—adding warmth and charm throughout the seasons. The remodeled kitchen is designed for both style and functionality, offering beautiful countertops, updated cabinetry, and plenty of open space that make cooking and gathering effortless. The main level hosts comfortable bedrooms and a full bathroom with tasteful finishes, while the lower level provides extra living space—perfect for a den, home office, or recreation area. The finished basement also includes a half bath and easy access to the outdoors, making it an ideal spot for entertaining by the pool. Step outside to enjoy your own private retreat. The **fenced backyard** ensures peace of mind for kids and pets, while the **sparkling pool** and **pool house** make this home perfect for hosting summer get-togethers. The **covered carport** and **spacious driveway** provide ample parking and convenience for guests. Every corner of this home reflects quality craftsmanship and care, from the upgraded flooring and fixtures to the modern paint palette and thoughtful details throughout. Whether you’re relaxing by the fire, lounging poolside, or entertaining friends in your backyard haven, this property offers the best of small-town living with all the modern upgrades you could want. Located just minutes from downtown Granite Falls, local shops, dining, and schools, 2128 Woodside Terrace is more than a home—it’s a lifestyle. Don’t miss the chance to make this stunning, move-in-ready property yours. Schedule your showing today and experience all that this exceptional home has to offer!
Source: CANOPYMLS #4314891
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.