213 Arundel Rd W Brooklyn, MD 21225
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About this home
Owner purchased the beautiful for herself and has to sell for the returning her home town. Step inside to a bright and spacious entry living room, highlighted by recessed lighting and gleaming floors that flow seamlessly throughout the main level. The open kitchen features granite countertops, a stylish breakfast bar, pendant lighting, and stainless-steel appliances, making it a perfect space for both everyday meals and entertaining. Upstairs, you will find three comfortable bedrooms, each filled with natural sunlight, large windows, and ceiling fan lights for year-round comfort. A luxury full bath with modern finishes completes the upper level. The fully finished basement offers a versatile recreation area with waterproof flooring, recessed lighting, and plenty of open space, ideal for a guest suite, office, or playroom. The basement also includes a second full bathroom and a convenient laundry/utility area with washer, dryer, and outside access. Recent upgrades include HVAC, water heater, windows, and doors, ensuring energy efficiency and peace of mind for years to come. Step outside to enjoy the private deck, perfect for relaxing or entertaining. Conveniently located near shopping, dining, schools, and major commuter routes, this home is the perfect blend of style, comfort, and convenience. The seller is motivated so Don’t miss the chance to make this stunning property your new home!
Source: BRIGHT #MDAA2127254
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.