213 Dove Chase Trl Lexington, SC 29072
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About this home
Welcome to this Stunning Gorgeous Home with every available option: located on a corner lot, with a covered front porch. As you enter the entry way the beautiful engineered hardwoods flow throughout the main living areas. Large formal Dining room with heavy molding, living room with recessed lights, lots of light and is very open to the kitchen, extended large granite island with a double sink, pendant lights, dishwasher, gas cooktop, double oven, tiled back splash, pot filer, recessed lights, walk in pantry, nook, stainless steel appliances, vented hood, tankless hot water and a extended morning room. Private Over Sized Master Suite is on the main with private bath, double sinks, granite counter top, tiled walk in shower, water closet, tiled floor and large walk in closet with double doors. Coat Closet, half bath, tiled floor and laundry/utility room. Walk you the beautiful stair case to the 2nd floor to find the 2nd master suite with carpet, private bath, tiled shower, granite counter top & tiled floor, the 3rd guest bedroom with carpet, very spacious with an extended walk in closet and a barn door, the 4th bedroom is also spacious, large loft area for your entertainment, guest bath with granite counter top, tiled floor, tiled tub and linen closet. Extra walk in floored attic space for your storage needs. The breakfast room overlooks the backyard and patio area. Make your appointment before its gone. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.
Source: COLUMBIASC #612686
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.