213 Tracy Ln Victoria, TX 77904
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About this home
Welcome to this beautifully maintained Spanish-style two-story home in Country Club Village. This home offers over 3,270 square feet of refined living space. Situated on a generous 0.386-acre lot that backs directly to Hole 4 of the Victoria Country Club Golf Course, this 4 bedroom, 2.5 bath residence blends timeless character with thoughtful modern updates. Inside, you'll find multiple living areas, plantation shutters, and a striking double-sided fireplace that adds warmth and elegance to both formal and casual spaces. The entire home has been updated with new luxury vinyl flooring, offering durability, easy maintenance, and a stylish, cohesive look throughout. The kitchen was recently remodeled and features newer appliances, granite countertops, and a beautiful farmhouse sink, perfectly combining functionality and charm. It opens to a spacious eat-in area and connects to a formal dining room for seamless entertaining. All bedrooms are located upstairs, including a spacious primary suite with his and hers closets and a private bath featuring a walk-in shower. Having all bedrooms upstairs provides added privacy, noise separation from living areas, and a family-friendly layout that keeps everyone together. The exterior and roof tiles have also been recently painted, enhancing the home’s curb appeal and timeless Spanish-style architecture. Enjoy outdoor living with a covered balcony for shaded lounging and a rooftop balcony offering sweeping golf course views. A covered patio and fenced backyard below offer plenty of space to relax or entertain. Don’t miss your opportunity to own this beautifully updated golf course home—schedule your private tour today!
Source: CENTRALTEXAS #583444
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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