21300 Denit Estates Dr Brookeville, MD 20833
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About this home
Welcome to highly sought after and desirable Brookeville Crossing / Denit Estates! This spacious and stately residence consists of more than 4500 sq/ft of living space on two tree lined acres and a quite cul de sac. Fantastic curb appeal with a well maintained yard. This home is an entertainer's delight! In addition to the two car garage, there is ample space for at least 10 more cars before having to use practically unlimited street space. And it's ready to move in with practically nothing to do before making it your own! It boasts 4 very spacious bedrooms with a primary suite to love! Enter the foyer and observe a 20+ feet ceiling to begin a tour of excellence. The first level consists of a separate dining room, very large kitchen, family room, separate eating area, a half bath, hard wood and ceramic tile flooring. Two separate Exits lead to two multilevel decks above two separate patios below. The upper level consists of a primary suite with two distinctly separate sinks, shower and a Jacuzzi tub, in addition to a large walk-in closet and sitting room! The three additional very spacious bedrooms make everyone feel quite isolated! The large three room completely finished basement has a game room, half bath and plenty of room to rumble. The home comes equipped with an alarm system and several cameras, a whole house sound system, customized window treatments, two contemporary custom chandeliers, solar panels which significantly reduce utility costs and a backup generator, if you should ever experience a power outage! The zero turn lawnmower and much of the furniture is available and negotiable. If you see something you like, ASK!
Source: BRIGHT #MDMC2206672
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.